Web beta available · iOS app coming soon

Where does your
money actually go?

Drop in your PDF credit card statements. SpendCheck reads them and gives you a clean, categorized breakdown of how you spend — in seconds.

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✓ No bank credentials
✓ No raw PDFs stored
✓ USD & 30+ currencies
← BackAnalysisExport
Spending by category
Food Delivery
34.78%
Ride Hailing
22.03%
Shopping & Clothing
14.36%
Utilities & Bills
5.62%
Laundry & Cleaning
3.66%
Category breakdown
Food Delivery
$1,352
34.78%
Ride Hailing
$856
22.03%
Shopping & Clothing
$558
14.36%
Utilities & Bills
$218
5.62%
Laundry & Cleaning
$142
3.66%
Government & Other
$117
3.01%
Other
$643
16.54%
SCSpendCheck

Upload your credit card statements and get an instant AI-powered breakdown.

+
Add PDF statements
Up to 2 statements
Basic
Totals · Categories · Trend
Detailed
+ Subscriptions · Insights · Patterns
Past analyses
Feb2026, Mar2026
19 Apr 2026 at 5:47 PM
Detailed
$3.9k / mo
Feb2026, Mar2026
19 Apr 2026 at 5:46 PM
Basic
$3.9k / mo
Preview Analysis

Drop a statement. See your spending.

Click on Try with sample data to get a preview of the analysis. Select Basic or Detailed to explore your options. Ready to get started? Click on Drop your PDF statement here.

+
Drop your PDF statement here
or click to choose a file · up to 2 PDFs
Analysis Depth
Basic
Totals · Categories · Trend
Detailed
+ Subscriptions · Insights · Patterns
✓No bank credentials
✓No raw PDFs stored
✓Clear category breakdown
< 5s
Average analysis time
40+
Categories detected
0
Bytes sent to our servers
$
US dollars, 30+ currencies
How it works

Three steps from PDF to a real picture of your spending.

01
Upload your statements
Drop in up to 2 PDFs from any bank. SpendCheck uploads them for AI analysis, and raw PDFs are not stored.
02
Pick Basic or Detailed
Basic gives you totals, categories and trend. Detailed adds subscriptions, unusual spend patterns and AI insights.
03
Read your money
A clean dashboard: monthly average, top category, donut breakdown by category, day‑by‑day intensity and recurring charges.
Pricing

Pay per analysis. No subscription.

Run a single analysis for $0.99 or get the full picture for $1.98. Your results are saved to your account — available on web now, with iOS access coming soon.

Basic
Everything you need to understand where your money goes.
$0.99/ analysis
✓Spending totals
✓Category breakdown (10 categories)
✓Monthly trend chart
✓Export to PDF
Get started
Most popular
Detailed
Full picture — subscriptions, AI insights, and spending patterns.
$1.98/ analysis
✓Everything in Basic
✓Subscription detection
✓Irregular expense flags
✓AI spending insight
✓Day-of-week patterns
✓Daily spending heatmap
Get started
Category breakdown
See exactly which categories eat your budget.
From food delivery to ride‑hailing, utilities to clothing — SpendCheck classifies every charge and visualizes the share that matters.
← BackAnalysisExport
AVG / MONTH
$3,886
AVG / DAY
$130
STATEMENTS
2
TOP CATEGORY
Food Delivery 34.78%
Spending by category
MONTHLY AVG
$3,886
Food Delivery
$1,352 · 34.78%
Ride Hailing
$856 · 22.03%
Shopping & Clothing
$558 · 14.36%
Utilities & Bills
$218 · 5.62%
Laundry & Cleaning
$142 · 3.66%
Government & Other
$117 · 3.01%
↻
Subscriptions you forgot
Recurring charges surfaced automatically — Dropbox, Netflix, Deliveroo Plus — with KEEP / REVIEW signals.
✦
AI insight, in plain English
"Food delivery dominates 35% of spend, with periodic discretionary splurges." A summary anyone can act on.
!
Irregular expenses, flagged
Large one‑off purchases, unusual utility spikes, big ride fares — all called out, never buried.
↓
Export your insights
Download your full analysis as a clean PDF — charts, category breakdown, and AI summary included — to share or revisit anytime.
Privacy
Your data stays yours. Raw PDFs are not stored after analysis; extracted results are saved so you can revisit your previous spending checks.
SC

Stop guessing. Start checking.

Free to use. Works in your browser — iOS app coming soon.

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